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  2. What is student loan default? - AOL

    www.aol.com/finance/student-loan-default...

    Having a student loan in a default state can have serious consequences, including poor credit, the loan payments becoming due in full immediately, the lender taking you to court and not being ...

  3. Student Loan in Default? Here’s How You Can Fix It - AOL

    www.aol.com/finance/student-loan-default-fix...

    Defaulting on your student loans can put you in a sticky financial situation. While no one wants to default, it's a possibility if you don't pay back your student loans according to the agreed-upon...

  4. Student loan default in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loan_default_in...

    Defaulting on a loan happens when repayments are not made for a certain period of time as defined in the loan's terms of agreement, typically a promissory note. For federal student loans, default requires non-payment for a period of 270 days. For private student loans, default generally occurs after 120 days of non-payment. [1]

  5. Student loan wage garnishment: How defaulting could ... - AOL

    www.aol.com/finance/student-loan-wage...

    Money tip: If your federal student loan was in default before the pandemic, you can apply for the Fresh Start program to have it restored to good standing. The deadline to apply is Aug. 31, 2024.

  6. Cohort default rate - Wikipedia

    en.wikipedia.org/wiki/Cohort_Default_Rate

    A cohort default rate (CDR) is an accountability metric for US colleges that are eligible for federal Pell Grants and student loans.It measures the percentage of a school's borrowers who enter repayment on federal student loans during a federal fiscal year (October 1 to September 30) and default in the next three years. [1]

  7. Can you get a student loan with bad credit? - AOL

    www.aol.com/finance/student-loan-bad-credit...

    How to get a student loan with bad credit. Qualifying for a private student loan with bad credit can be tough without a co-signer. However, getting a federal loan with bad credit is much easier ...

  8. Subprime lending - Wikipedia

    en.wikipedia.org/wiki/Subprime_lending

    These structures may be in the form of soft loans, income-sensitive repayment loans, income-contingent repayment loans and so on. Because student loans provide repayment records for credit rating, and may also indicate their earning potential, student loan default can cause serious problems later in life as an individual wishes to make a ...

  9. Many student loan borrowers are in for a big, bad surprise in ...

    www.aol.com/finance/many-student-loan-borrowers...

    There are approximately 5.6 million former students currently in default, meaning their loans are at least 270 days behind on payment, who could be immediately affected when collections crank back ...