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WebChat Broadcasting System, or WBS for short, is a virtual community created during the 1990s. Supported by online advertising, it was one of few services at the time to offer free integrated community services including chat rooms, message boards, and free personal web pages.
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In October 2011, Lloyds TSB's credit rating was reduced by Moody's from Aa3 to A1. [35] The action was taken in the light of a shift in government policy to move risk from taxpayers to creditors by reducing the level of support offered to financial institutions. Lloyds TSB was the first Official Partner for the 2012 Summer Olympics in London. [36]
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