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This is because comprehensive auto insurance coverage is generally seen as supplemental auto insurance, meaning it fills the gaps left behind by liability and collision. When shopping for car ...
Comprehensive. Comprehensive coverage, also called other-than-collision coverage, pays for the damage to your car not covered by collision. This includes: ... and your car is damaged. Collision ...
The average cost of a full coverage policy in the U.S., which includes collision and comprehensive, is $2,545, compared to the average cost of a minimum policy (which does not include collision ...
Some drivers opt to buy the insurance as a means of protection against costly breakdowns unrelated to a crash. In contrast to more standard and basic coverages such as comprehensive and collision insurance, auto repair insurance does not cover a vehicle when it is damaged in a collision, during a natural disaster or at the hands of vandals.
Vehicle insurance in the United States. Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage.
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.