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When you should not refinance your mortgage. Refinancing isn’t always right for everyone. It may not be the best idea to refinance if: You’ve paid too much already.
Investing in property. Eliminate private mortgage insurance (PMI) ... When you should not refinance. There are times when refinancing isn’t the best option. Generally, it might not be smart to ...
For example, if it costs $5,000 in origination fees and closing costs to refinance and you'll save $200 per month, this shows that you'll break even in 25 months.
Equity is also a key factor in whether you'll have to pay for mortgage insurance or be able to cancel your existing mortgage insurance when you refinance. 2. Check your credit reports and credit ...
The number of people refinancing their mortgages is skyrocketing because interest rates are plummeting. Government intervention has driven interest rates even lower, further increasing the demand ...
Judging from the latest numbers, there is a lot of pent-up demand for Americans looking to refinance their home mortgages. In fact, refi applications recently jumped 20% in a week, according to ...