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The general Social Security earnings-test limit in 2025 is $23,400 (up from $22,320 in 2024). You'll have $1 in Social Security withheld for every $2 you earn above that limit.
The SSA adjusts the maximum amount of income subject to Social Security tax annually. In 2025, this amount — also known as the contribution and benefit base or taxable maximum — increases from ...
The maximum Social Security benefit can give you over $60,000 per year in retirement income. ... With the 2025 Social Security COLA now in effect, the maximum possible benefit for retirees has ...
Income Limit: 2024. Income Limit: 2025. Benefit Reduction. If you will not reach your FRA in 2025. $22,320. $23,400. $1 for every $2 over the limit. If you will reach your FRA in 2025. $59,520 ...
This cap is the highest annual income subject to Social Security tax, and the closer your wages are to this limit, the higher your benefit will be. In 2024, the cap is $168,600 per year.
Read on to see the maximum Social Security benefit at ages 62, 66, and 70 in 2025. I'll also discuss what it takes to earn the maximum payout. Two Social Security cards lying atop a $100 bill.