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2. Annual percentage rate - Wikipedia

   en.wikipedia.org/wiki/Annual_percentage_rate

   The term annual percentage rate of charge (APR), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.

3. What is the APR on a mortgage and how does it work? - AOL

   www.aol.com/finance/apr-mortgage-does-144619662.html

   Mortgage APR examples. Many lenders advertise the APR for their loan products, which can help you more accurately compare mortgage offers and costs. Once you find a mortgage lender, have your loan ...

4. What are APR fees on a mortgage? - AOL

   www.aol.com/finance/apr-fees-mortgage-194052712.html

   Key takeaways. The annual percentage rate (APR) on a mortgage includes the interest rate and some fees. These fees are known as APR fees. The most common APR fees include the mortgage lender’s ...

5. APR vs. interest rate: What’s the difference? - AOL

   www.aol.com/finance/apr-vs-interest-rate...

   The Truth in Lending Act (TILA) requires mortgage lenders to disclose a loan’s APR, as well as its interest rate, to borrowers. This information is included in the loan estimate and the closing ...

6. Mortgage - Wikipedia

   en.wikipedia.org/wiki/Mortgage

   Upon making a mortgage loan for the purchase of a property, lenders usually require that the borrower make a down payment (called a deposit in English law); that is, contribute a portion of the cost of the property. This down payment may be expressed as a portion of the value of the property (see below for a definition of this term).

7. Adjustable-rate mortgage - Wikipedia

   en.wikipedia.org/wiki/Adjustable-rate_mortgage

   A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. [1] The loan may be offered at the lender's standard variable rate/base rate. There may be a direct ...