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  2. Federal vs. private student loans: What’s the difference? - AOL

    www.aol.com/finance/federal-vs-private-student...

    Federal vs. private student loans at a glance. Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024.

  3. What is a private student loan? - AOL

    www.aol.com/finance/private-student-loan...

    While some private student loans have hardship options if you’re having trouble making payments, these programs are not nearly as robust as what federal loans offer. Federal vs. private student ...

  4. Pros and cons of private student loans - AOL

    www.aol.com/finance/pros-cons-private-student...

    Federal student loans are usually best, but you may still need private loans.

  5. Private student loan (United States) - Wikipedia

    en.wikipedia.org/wiki/Private_student_loan...

    A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never ...

  6. Types of private student loans - AOL

    www.aol.com/finance/types-private-student-loans...

    Private student loans are a type of personal loan specifically designed to pay for education expenses. These are offered by banks, credit unions, state agencies, universities and online lenders.

  7. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    In 2021, student loan servicers began dropping out of the federal student loan business, including FedLoan Servicing on July 8, Granite State Management and Resources on July 20, and Navient on September 28. [40] According to Sallie Mae, as of 2021, 1 in 8 families are using private student loans when federal financing does not cover all ...

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