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Increased job opportunities: Employers may check your credit as part of the hiring process. Bad credit may disqualify you from certain jobs, such as those involving finances or sensitive information.
All three credit bureaus (Equifax, Experian, and TransUnion) allow you to file a dispute online, via phone, or mail. This is your primary source for filing a dispute, although you can also contact ...
The National Consumer Law Center (NCLC) has stated that credit scoring perpetuates economic inequality by controlling access to opportunities in the future as well as important necessities such as employment. [1] In 2009, TransUnion representatives testified before the Connecticut legislature about their practice of marketing credit score ...
The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub. L. 108–159 (text)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act.
TransUnion LLC is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States". [ 4 ]
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