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  2. Chip Authentication Program - Wikipedia

    en.wikipedia.org/wiki/Chip_Authentication_Program

    The Chip Authentication Program (CAP) is a MasterCard initiative and technical specification for using EMV banking smartcards for authenticating users and transactions in online and telephone banking.

  3. Authorize.Net - Wikipedia

    en.wikipedia.org/wiki/Authorize.Net

    Authorize.Net is a United States–based payment gateway service provider, allowing merchants to accept credit card and electronic check payments through their website and over an Internet Protocol (IP) connection. Founded in 1996 as Authorize.Net, Inc., the company is now a subsidiary of Visa Inc.

  4. 3-D Secure - Wikipedia

    en.wikipedia.org/wiki/3-D_Secure

    3-D Secure is a protocol designed to be an additional security layer for online credit and debit card transactions. The name refers to the "three domains" which interact using the protocol: the merchant/acquirer domain, the issuer domain, and the interoperability domain.

  5. Address verification service - Wikipedia

    en.wikipedia.org/wiki/Address_verification_service

    An address verification service (AVS) is a service provided by major credit card processors to enable merchants to authenticate ownership of a credit or debit card used by a customer. [1] AVS is done as part of the merchant's request for authorization in a non-face-to-face credit card transaction.

  6. Online authorisation - Wikipedia

    en.wikipedia.org/wiki/Online_authorisation

    Online Authorization (OLA) is a system used to verify a transaction on a payment card (e.g. credit card). [1] The term 'on-line' refers to the real-time nature of the verification. In other words, if the account is overdrawn, in most cases, the transaction will be refused.

  7. Point-to-point encryption - Wikipedia

    en.wikipedia.org/wiki/Point-to-point_encryption

    Point-to-point encryption (P2PE) is a standard established by the PCI Security Standards Council.The objective of P2PE is to provide a payment security solution that instantaneously converts confidential payment card (credit and debit card) data and information into indecipherable code at the time the card is swiped, in order to prevent hacking and fraud.

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