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2. This is how much money you need to earn annually to ... - AOL

   www.aol.com/finance/much-money-earn-annually...

   At the same time, single-income home buyers need to meet the same criteria to qualify for a mortgage as joint borrowers. ... How much house can I afford on a $70,000 salary? Based on the 28/36 ...

3. How much money do you need to buy a house? 6 costs to calculate

   www.aol.com/finance/much-money-buy-house-6...

   With high home prices and high mortgage rates, it may be tough to afford a house on $100K per year, even though that’s a relatively high salary. Following the 28/36 rule, look for a home and a ...

4. Housing affordability index - Wikipedia

   en.wikipedia.org/wiki/Housing_Affordability_Index

   A value of 100 means that a family with the median income has exactly enough income to qualify for a mortgage on a median-priced home. An index above 100 signifies that family earning the median income has more than enough income to qualify for a mortgage loan on a median-priced home, assuming a 20% down payment and a qualifying ratio of 25%.

5. First-time buyer affordability at lowest point in four years

   www.aol.com/news/first-time-buyer-affordability...

   According to the University of Washington's Washington Center for Real Estate Research, the Housing Affordability Index for First-Time Homebuyers statewide is at its lowest point since at least 2020.

6. First-time homebuyer guide - AOL

   www.aol.com/finance/first-time-homebuyer-guide...

   Most first-time homebuyers get a 30-year, fixed-rate mortgage. Step 3: Get quotes from at least three mortgage lenders Comparing mortgage loan offers is one of the essential steps to buying a house.

7. 10 first-time homebuyer tips: How to get that house - AOL

   www.aol.com/finance/10-first-time-homebuyer-tips...

   The U.S. housing market is as challenging as ever for homebuyers, with mortgage rates close to a 23-year high, housing prices near an all-time record and inventory tight across the nation. Still ...