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Buy a title insurance policy: Title insurance protects you if the person you’re buying from isn’t the real owner. Before you buy, the insurance company checks the property’s history to make ...
Title fraud happens when criminals — sometimes called title pirates — file fake documents to improperly transfer title to properties they don't own. Don't miss
Properties that are sold on the basis of equitable title have a legal chain of title intact, and a recorded transfer with the local municipality. Legal title is actual ownership of the property as when the property has been bought, the seller paid in full and a deed or title is properly recorded. Equitable title separates from legal title upon ...
In law, conveyancing is the transfer of legal title of real property from one person to another, or the granting of an encumbrance such as a mortgage or a lien. [1] A typical conveyancing transaction has two major phases: the exchange of contracts (when equitable interests are created) and completion (also called settlement, when legal title passes and equitable rights merge with the legal title).
A deed of trust is not used to transfer property directly. It is commonly used in some states — California, for example — to transfer title to land to a “trustee”, usually a trust or title company, which holds the title as security ("in escrow") for a loan. When the loan is paid off, title is transferred to the borrower by recording a ...
However, the family member may still be subject to a title transfer fee. Signing Over a Car Title After Paying Off a Loan. Once you make your final car payment, the lender will transfer the title ...
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