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The all-time high for CD interest rates was in December 1980, when CD rates reached an average of 18.65%. When was the last time CD rates were 5%? The last time that CD rates were at or above 5% ...
Historical CD interest rates: 1984-2024. ... On average, three-month CDs in early May 1981 paid about 18.3 percent APY, according to data from the St. Louis Federal Reserve.
Every three months, the Fed also releases the dot plot -- a chart with each official's interest rate projections. Based on September's dot plot, rates will continue to drop in 2025.
A History of Top CD Rates: 2010 to 2025 ... which offers the highest 6-month CD rate at 4.65% APY, and Bask Bank, which offers 4.65% APY on their 3-month CD. ... CDs offer fixed interest rates for ...
CD rates strongly track with the key interest rate set by the Federal Reserve, the U.S.'s central bank. This Fed rate is the benchmark that affects rates on deposit accounts, loans, mortgages ...
Historically, CD rates have been relatively flat for the past decade; interest rates were at historic lows because of Fed rate cuts following the Great Recession. At the end of 2010, the average ...