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  2. Income requirements to qualify for a mortgage - AOL

    www.aol.com/finance/income-requirements-qualify...

    To determine if you’ll qualify, mortgage lenders review your debt-to-income (DTI) ratio, credit score and other factors. ... FHA loans have more lenient credit score and DTI ratio requirements ...

  3. ARM loan requirements in 2025 - AOL

    www.aol.com/finance/arm-loan-requirements-2024...

    ARM credit score qualifications You’ll need a credit score of at least 620 to qualify for a conventional ARM. FHA ARMs have a lower threshold: 580, or 500 if you’re prepared to make a 10% down ...

  4. FHA loan requirements for 2024: Here’s how to qualify - AOL

    www.aol.com/finance/fha-loan-requirements-2024...

    Credit score requirements are not the only benchmark you need to meet. You’ll need to make a down payment of at least 3.5 percent. This minimum increases to 10 percent if your credit score is ...

  5. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    Conventional 97 mortgage: This conventional loan, backed by government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, requires just 3 percent down and a minimum credit score of 620.

  6. How to get a mortgage when you’re self-employed - AOL

    www.aol.com/finance/mortgage-self-employed...

    If your self-employment income is insufficient to qualify for a mortgage, having a co-signer or a co-borrower can help you qualify for a mortgage or even a larger loan amount. Having either a co ...

  7. First-time homebuyer qualifications - AOL

    www.aol.com/finance/first-time-homebuyer...

    The other requirements typically include: At least a 620 credit score (some programs require at least 640 or 680) 3 percent or 3.5 percent down payment , depending on the loan program

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