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  2. Income requirements to qualify for a mortgage - AOL

    www.aol.com/finance/income-requirements-qualify...

    Your debts include a $300 student loan payment, a $200 car payment, a $100 minimum credit card payment, and if approved for your mortgage, a $1,900 housing payment.

  3. How to get preapproved for a mortgage - AOL

    www.aol.com/finance/preapproved-mortgage...

    Mortgage preapproval vs. mortgage final approval. ... you’ll likely need a minimum credit score of 620, though requirements may vary by lender. ... Benefits of a getting preapproved for a home loan.

  4. How to improve your finances before your first mortgage - AOL

    www.aol.com/finance/improve-finances-first...

    Your credit score: One of the biggest determining factors for mortgage approval is credit score. A credit score of 661 or higher places you in the creditworthy category, according to Freddie Mac.

  5. Common reasons why mortgage applications get denied - AOL

    www.aol.com/finance/why-mortgage-application...

    Your credit score is the single most important factor in determining your mortgage rate – and whether you get approved at all. Generally, the best deals go to borrowers with credit scores of 740 ...

  6. Documents needed for mortgage preapproval - AOL

    www.aol.com/finance/documents-needed-mortgage...

    Getting preapproved for a mortgage is an important step in the homebuying process and requires the lender to evaluate your credit history and financial information.

  7. How to get a mortgage when you’re self-employed - AOL

    www.aol.com/finance/mortgage-self-employed...

    If your self-employment income is insufficient to qualify for a mortgage, having a co-signer or a co-borrower can help you qualify for a mortgage or even a larger loan amount. Having either a co ...

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