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2. Private student loan (United States) - Wikipedia

   en.wikipedia.org/wiki/Private_student_loan...

   While unsubsidized federal loans do have interest charges while the student is studying, private student loan rates are usually higher, sometimes much higher. Fees vary greatly, and legal cases have reported collection charges reaching 50% of amount of the loan.

3. Comparing Private Student Loans vs. Federal: Which Is ... - AOL

   www.aol.com/finance/comparing-private-student...

   Direct unsubsidized loans: Undergrad and graduate students can apply without having to demonstrate need. ... Private student loans cannot, although they can be refinanced.

4. Federal vs. private student loans: What’s the difference? - AOL

   www.aol.com/finance/federal-vs-private-student...

   Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024. 6.53% to 9.08% fixed for loans disbursed after July 1, 2024

5. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   Student loans come in several varieties, but are basically either federal loans [54] or private student loans. Federal loans are either subsidized (the government pays the interest) or unsubsidized. Federal student loans are subsidized for undergraduates only.

6. Are Sallie Mae student loans federal or private? - AOL

   www.aol.com/finance/sallie-mae-student-loans...

   Sallie Mae services private student loans for a variety of degrees, including undergrad, MBA, medical school, dental school and law school. ... while direct subsidized and unsubsidized loans are ...

7. Student loan - Wikipedia

   en.wikipedia.org/wiki/Student_loan

   Student loans cannot be discharged in a bankruptcy proceeding unless the debtor can demonstrate "undue hardship." [45] After the passage of the bankruptcy reform bill of 2005, even private student loans are not discharged during bankruptcy. This provided a credit risk free loan for the lender, averaging 7 percent a year.