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Birth year. Full retirement age. 1943–1954. 66. 1955. 66 and 2 months. 1956. 66 and 4 months. 1957. 66 and 6 months. 1958. 66 and 8 months. 1959. 66 and 10 months. 1960 or later
Year of birth. Full retirement age. 1937 and before. 65. 1938-1942. 65 + 2 months for each year past 1937. 1943-1954. 66. 1955-1959. 66 + 2 months for each year past 1954
If you first became eligible for Social Security benefits in 2023 because you reached age 62 or became disabled, you can calculate your benefits at full retirement age using the following formula:
You can get Social Security retirement benefits as early as age 62, but your benefits will be reduced vs. what they would be if you waited until full retirement age.
Social Security's full retirement age reflects the point at which people can claim their full benefits. It's going up in 2025. ... But Social Security benefits are designed to replace about 40% of ...
You can see a full chart here. If you choose to claim benefits early, at age 62, your benefits will be reduced by as much as 30%. However, if you delay claiming benefits until age 70, you can ...