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  2. Home warranty vs. homeowners insurance - AOL

    www.aol.com/finance/home-warranty-vs-homeowners...

    Dwelling coverage: This serves as the foundation of home insurance policies, ensuring financial protection against damages from events like fires, hail or storms. It encompasses the main home ...

  3. Access to finance - Wikipedia

    en.wikipedia.org/wiki/Access_to_finance

    This includes taking advantage of the technological advances in developing financial infrastructure to lower transaction costs, encouraging transparency, openness and competition to incentivize current institutions to expand service coverage, and enforcing prudential regulations in order to provide the private sector with the right incentives. [4]

  4. What is full-coverage car insurance? - AOL

    www.aol.com/finance/full-coverage-car-insurance...

    While full coverage can definitely provide greater financial security and peace of mind, you may be paying more than you need to. Learn what it is, how it works — and when you might not need it ...

  5. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    The specific uses of the terms "insurance" and "assurance" are sometimes confused. In general, in jurisdictions where both terms are used, "insurance" refers to providing coverage for an event that might happen (fire, theft, flood, etc.), while "assurance" is the provision of coverage for an event that is certain to happen. In the United States ...

  6. Bond insurance - Wikipedia

    en.wikipedia.org/wiki/Bond_insurance

    Article 69 excluded financial guaranty insurers from coverage under the property/casualty insurers security fund, which covered payments owed by insolvent insurers. It also established financial guaranty insurance as a monoline business, limiting industry members to writing bond insurance and closely related lines of insurance that include ...

  7. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Major factors in price estimation include location, coverage, and the amount of insurance, which is based on the estimated cost to rebuild the home ("replacement cost"). [2] If insufficient coverage is purchased to rebuild the home, the claim's payout may be subject to a co-insurance penalty. In this scenario, the insured will be subject to an ...

  8. Rising auto insurance costs have some gig workers rethinking ...

    www.aol.com/finance/rising-auto-insurance-costs...

    State Farm states that its rideshare coverage usually adds 15-20 percent to your premium. Mercury Auto, one of the first carriers to offer this coverage, says its coverage starts at just $0.90 per ...

  9. Whole life insurance - Wikipedia

    en.wikipedia.org/wiki/Whole_life_insurance

    Whole life insurance, or whole of life assurance (in the Commonwealth of Nations), sometimes called "straight life" or "ordinary life", is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date. [1]