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2. What are guaranteed mortgage loans? - AOL

   www.aol.com/finance/guaranteed-mortgage-loans...

   The funds for guaranteed mortgages come from private-sector lenders, but the loan is backed by a guarantor, typically a government agency, that will pay out money to the lender if the borrower ...

3. How to buy a house with bad credit - AOL

   www.aol.com/finance/buy-house-bad-credit...

   Key takeaways. You can get a mortgage with a credit score as low as 620, 580 or even 500, depending on the type of loan. Some mortgage lenders offer bad credit loans with more flexible qualifying ...

4. 5 Reasons You Can Be Denied a Mortgage -- Even if Your Credit ...

   www.aol.com/5-reasons-denied-mortgage-even...

   So, if you have pre-tax household income of $10,000 per month, no more than $4,500 can go towards debt repayment, at least for the purposes of mortgage approval. Your employment history isn't solid

5. How to shop for a mortgage without hurting your credit score

   www.aol.com/finance/shop-mortgage-without...

   That’s because mortgage lenders review your debt-to-income (DTI) ratio through the lens of monthly payments. If your student loan payment, for example, is higher than your minimum credit card ...

6. Graduated payment mortgage loan - Wikipedia

   en.wikipedia.org/.../Graduated_payment_mortgage_loan

   A graduated payment mortgage loan, often referred to as GPM, is a mortgage with low initial monthly payments which gradually increase over a specified time frame. These plans are mostly geared towards young people who cannot afford large payments now, but can realistically expect to raise their incomes in the future.

7. Understanding the mortgage underwriting process - AOL

   www.aol.com/finance/understanding-mortgage...

   A lower credit score can make it more difficult to get approved for a mortgage, and make your loan more expensive with a higher interest rate. Work to enhance your creditworthiness by: Paying down ...