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2. What happens if you go over your credit card limit? - AOL

   www.aol.com/finance/happens-over-credit-card...

   Keep credit utilization low: Try to keep your credit card utilization ratio (the amount of credit you’re using compared to the total credit available) below 30 percent. High utilization can ...

3. Credit card information: The basics you need to know - AOL

   www.aol.com/finance/credit-card-information...

   The following information can help you better understand the details of your credit card account and track your credit history: Credit limit. Your credit limit is the amount of ... Credit card fees.

4. 13 common bank fees you shouldn't be paying — and how to ...

   www.aol.com/finance/avoid-common-bank-fees...

   9. Lost debit card replacement fees. 💵 Typical cost: $5 to $15 for rush delivery Many banks will send you a new debit card for free if yours is lost, stolen or damaged. But you may pay a fee ...

5. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

6. Credit card - Wikipedia

   en.wikipedia.org/wiki/Credit_card

   The major credit card fees are for: Membership fees (annual or monthly), sometimes a percentage of the credit limit. Cash advances and convenience cheques (often 3% of the amount) Charges that result in exceeding the credit limit on the card (whether deliberately or by mistake), called over-limit fees

7. Cut off? What to do if your credit card issuer lowered your limit

   www.aol.com/finance/cut-off-credit-card-issuer...

   In general, a revolving balance below 30 percent of the limit is ideal. When a credit card issuer lowers the limit on a card that has a balance, though, the debt-to-credit limit ratio will be ...