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Filing a home insurance claim might make the most sense when the loss estimate is more than your deductible. Any claim, even a minor one, might lead to an increase in your home insurance premium.
Tens of thousands of people who evacuated from the lightning-sparked wildfires in the Bay Area may qualify for fire insurance payouts even if their homes escaped damage. Let's take a look at your ...
Each insurance provider has a different process for filing claims, so the length of time it takes to file can vary. Most insurance companies have a way for you to file the claim online or by phone.
An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...
The uncertainty can be either as to when the event will happen (e.g. in a life insurance policy, the time of the insured's death is uncertain) or as to if it will happen at all (e.g. in a fire insurance policy, whether or not a fire will occur at all). [4] Insurance contracts are generally considered contracts of adhesion because the insurer ...
The Ohio Court of Claims was created in 1975 by the passage of the Court of Claims Act. The Court was created to replace the Sundry Claims Board which existed from 1917 through 1975. The Board was considered inadequate for hearing claims against the state for a number of reasons, including that the Attorney General both sat on the Board and had ...
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The company was reorganized and the name changed to Ohio Mutual Insurance Company in 2000. The name Ohio Mutual Insurance Group was registered with the Ohio Secretary of State in 2007. The company moved to its current headquarters, located at 1725 Hopley Avenue, Bucyrus, Ohio, in 1969. [8] On January 1, 2011, Ohio Mutual Insurance Group ...