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Renters can often get a reduced rate on their renters insurance if they bundle it with an auto policy. Additionally, you may earn a discount if the property has certain safety features.
Although your home’s structure is likely covered by your landlord’s insurance, you may need a renters policy, or HO-4 insurance, to cover your personal belongings, liability and additional ...
Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.
Of the country's 125 top colleges and universities in 2014, 12% had indoor-tanning facilities on campus and 42.4% in off-campus housing, 96% of the latter free of charge to the tenants. [42] There are fewer professional salons than tanning facilities; the latter includes tanning beds in gyms, spas and similar.
The remaining 21.3% of home insurance policies were covered by renter's or condominium insurance. 14.8% of these had the HO-4 Contents Broad form, also known as renters' insurance, which covers the contents of an apartment not specifically covered in the blanket policy written for the complex. [13]
Home insurance rates vary depending on several factors, such as where you live and the age of your home. ... insurance rates can point you in the right direction if you’re looking to save money ...
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