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  2. Fixed annuity - Wikipedia

    en.wikipedia.org/wiki/Fixed_annuity

    The monthly index values are then averaged and compared with the initial index value to determine the calculated return. The "monthly sum" interest crediting method tracked each month (subject to a cap each month) and the results from each month are summed to get the annual interest rate credited. [5]

  3. Annuity payout options: How to pick the right one for you - AOL

    www.aol.com/finance/annuity-payout-options-pick...

    Some plans allow you to choose a reduced survivor benefit — for example, your spouse might receive 50 percent or 75 percent of the original payment instead of 100 percent — which might ...

  4. Annuities in the United States - Wikipedia

    en.wikipedia.org/wiki/Annuities_in_the_United_States

    A deferred annuity that permits allocations to stock or bond funds and for which the account value is not guaranteed to stay above the initial amount invested is called a variable annuity (VA). A new category of deferred annuity, called the fixed indexed annuity (FIA) emerged in 1995 (originally called an Equity-Indexed Annuity). [5]

  5. Rate of return - Wikipedia

    en.wikipedia.org/wiki/Rate_of_return

    An annual rate of return is a return over a period of one year, such as January 1 through December 31, or June 3, 2006, through June 2, 2007, whereas an annualized rate of return is a rate of return per year, measured over a period either longer or shorter than one year, such as a month, or two years, annualized for comparison with a one-year ...

  6. What is an annuity? Here’s what you need to know before ...

    www.aol.com/finance/what-is-an-annuity-200110157...

    Using today's rates, a $10,000 immediate annuity for a 65-year-old might pay around $75 to $80 monthly for life. Delaying payments or investing more money would increase this amount.

  7. Defined benefit pension plan - Wikipedia

    en.wikipedia.org/wiki/Defined_benefit_pension_plan

    Defined benefit (DB) pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum, or combination thereof on retirement that depends on an employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns. Traditionally, many governmental ...

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