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2010 version of the STPM Certificate mockup. The Malaysian Higher School Certificate (Malay: Sijil Tinggi Persekolahan Malaysia), commonly abbreviated as STPM, is a pre-university examination in Malaysia.
The Sijil Pelajaran Malaysia (SPM), or the Malaysian Certificate of Education, is a national examination sat for by all Form 5 secondary school students in Malaysia.It is the equivalent of the General Certificate of Secondary Education (GCSE) of England, Wales and Northern Ireland; the Nationals 4/5 of Scotland; and the GCE Ordinary Level (O Level) of the Commonwealth of Nations.
Penilaian Menengah Rendah (commonly abbreviated as PMR; Malay for Lower Secondary Assessment) was a Malaysian public examination targeting Malaysian adolescents and young adults between the ages of 13 and 30 years taken by all Form Three high school and college students in both government and private schools throughout the country from independence in 1957 to 2013.
In 2025, an average of 11,400 Americans will turn 65 every day; that amounts to 4.18 million people -- the highest on record. So, we can expect, most likely, a record amount of people retiring this...
Methodology. Bankrate utilizes Quadrant Information Services to analyze January 2023 and January 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted ...
The Buffaloes, behind Heisman Trophy winner Travis Hunter and Sanders' son, Shadeur, went 9-4 and reached a bowl game for the first time since 2020. It was their first winning record since the ...
A sole proprietorship, also known as a sole tradership, individual entrepreneurship or proprietorship, is a type of enterprise owned and run by only one person and in which there is no legal distinction between the owner and the business entity. [1]
A growing property insurance crisis may make it hard to get a mortgage in parts of the country in the coming decades, Federal Reserve Chairman Jerome Powell said Tuesday in testimony before Congress.