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The advantage of holding a National Bank Act charter is that a national bank is not subject to state usury laws intended to prevent predatory lending. [6] However, in Cuomo v. Clearing House Association, L. L. C. , the Supreme Court ruled that federal banking regulations do not preempt the ability of states to enforce their own fair-lending ...
In 1980, Farmers & Merchants Bank, Milford Center and The First National Bank of Burton merged with Huntington Bancshares. [14] In 1981, the bank acquired Alexandria Bank Company and renamed it The Huntington State Bank, with a loan production office opening in Cincinnati. In 1982, the bank merged with the Reeves Banking and Trust Company. [14]
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The bank's first acquisition out of state was the failing First National Bank of Crosby, Texas in February 1987. Central Bancshares became the first bank in Alabama to own a bank in another state and the first out-of-state bank to own a bank in Texas. [1] D. Paul Jones took over the CEO position from Brock in 1991. [6]
National Bank of Commerce (NBC) is a full-service national bank based in Wisconsin, USA, with headquarters at 1127 Tower Ave., in downtown Superior, WI. [3] The bank offers personal retail products and services, mortgage loans, business lending, credit and debit cards, online and mobile banking, and other financial services.
The bank was founded in 1873 as The Evans and Wood Bank. [1] it was chartered as a national bank on July 1, 1880 under the name The National Bank of Rising Sun.It became a state chartered bank in 2002, again changing its name to NBRS Financial (abbreviation of the bank's name).