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With the Tax Reform Act of 1986, the government stopped allowing a tax deduction for consumers on credit card interest payments, arguing that the deduction encouraged growing consumer debt.
The pandemic-era relief provided by the student loan payment moratorium ended in 2023, and by 2024, borrowers were back in the routine of paying their college debt — with interest.
The "on-ramp" period that spared borrowers from severe consequences of non-payment ended on Sept. 30, 2024, and those who haven't been paying now need to take action to avoid significant financial ...
Look into credit cards for no credit history: Also known as starter cards, these credit cards are built for those with little or no credit history, a category many students fall into. The credit ...
These unsecured credit cards are typically easier to qualify for than traditional credit cards. The best student credit cards report your responsible spending and on-time monthly payments to the ...
The best student credit cards usually have fewer fees and better APRs than credit cards for non-student borrowers with no credit history, as well as options to upgrade to a non-student version ...
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Normally, student loan borrowers can deduct the interest they paid on their loans from their income tax returns, but things haven't been normal for a few years. Federal student loan payment pauses...
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