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2. What is a 0% intro APR card? What to know about no ... - AOL

   www.aol.com/finance/intro-apr-cards-001631619.html

   A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can save you hundreds or thousands of dollars when financing large purchases ...

3. 0% finance - Wikipedia

   en.wikipedia.org/wiki/0%_finance

   The financial mathematics behind the 0% finance scheme is somewhat complex, as the calculation differs with respect to the type of product and the country. [1] These deals are offered by finance companies or banks in conjunction with a manufacturer or dealer network. The schemes offer "zero percent" finance, where a customer pays for the ...

4. Finance charge - Wikipedia

   en.wikipedia.org/wiki/Finance_charge

   Details regarding the federal definition of finance charge are found in the Truth-in-Lending Act and Regulation Z, promulgated by the Federal Reserve Board. In personal finance, a finance charge may be considered simply the dollar amount paid to borrow money, while interest is a percentage amount paid such as annual percentage rate (APR). [ 2 ]

5. PSA prepayment model - Wikipedia

   en.wikipedia.org/wiki/PSA_prepayment_model

   The standard model (also called "100% PSA") works as follows: Starting with an annualized prepayment rate of 0.2% in month 1, the rate increases by 0.2% each month, until it reaches 6% in month 30. From the 30th month onward, the model assumes an annualized prepayment rate of 6% of the remaining balance. [ 2 ]