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  2. Don't Know Who Regulates Your Bank? (You Should) - AOL

    www.aol.com/dont-know-regulates-bank-135700760.html

    Average Credit Score: 691. At 25 points below the national average, Alabama has the third-lowest average credit score on our list. That said, it did rise by five points from 2020 to 2021, jumping ...

  3. Washington State Department of Financial Institutions

    en.wikipedia.org/wiki/Washington_State...

    The agency regulates the following types of institutions: under the Division of Credit Unions, credit unions; under the Division of Banks, state-chartered commercial banks, [a] savings banks, savings associations and non-depositary trust companies; under the Division of Consumer Services non-depositary mortgage lenders, servicers and brokers ...

  4. Consumer Financial Protection Bureau - Wikipedia

    en.wikipedia.org/wiki/Consumer_Financial...

    The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector.CFPB's jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, for-profit colleges, and other financial companies operating in the ...

  5. 4 Best Banks for People on Their Phones - AOL

    www.aol.com/finance/4-best-banks-people-phones...

    The Ally Bank checking account comes with an early payday, with the opportunity to have your direct deposit from your employer arrive two days earlier. You also don’t have to worry about monthly ...

  6. 7 best banks for seniors and retirees in January 2025: Ring ...

    www.aol.com/finance/best-bank-accounts-for...

    A valuable account to link to your U.S. Bank Smartly Checking is the U.S. Bank Elite Money Market Account, which pays out up to 3.50% APY on balances of $50,000 or more. Between these two accounts ...

  7. Bank regulation in the United States - Wikipedia

    en.wikipedia.org/wiki/Bank_regulation_in_the...

    The Equal Credit Opportunity Act (ECOA) of 1974, implemented by Regulation B, requires creditors which regularly extend credit to customers—including banks, retailers, finance companies, and bank-card companies—to evaluate candidates on creditworthiness alone, rather than other factors such as race, color, religion, national origin, or sex ...

  8. Ally Bank Review 2022 - AOL

    www.aol.com/finance/ally-bank-review-online-bank...

    Despite being called the Interest Checking account, Ally’s checking option offers a somewhat low interest rate: 0.10% on minimum daily balances below $15,000 and 0.25% on minimum daily balances ...

  9. Banking in the United States - Wikipedia

    en.wikipedia.org/wiki/Banking_in_the_United_States

    In 1791, U.S. Treasury Secretary Alexander Hamilton created the Bank of the United States, a national bank intended to maintain American taxes and pay off foreign debt. [2] However, President Andrew Jackson closed the bank in 1832 and redirected all bank assets into U.S. state banks. [2]

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