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  2. Best mortgage lenders for bad credit in 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders-bad...

    The lowest credit score to qualify for a mortgage depends on the loan program and the lender. Conventional loans usually have a minimum credit score of 620, but borrowers with higher credit scores ...

  3. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    Lenders may consider any FICO Score below 670 to be a subprime credit score when evaluating mortgage applications, according to the credit bureau Experian. Speaking generally, a FICO Score of 670 ...

  4. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    The Federal Housing Administration (FHA) insures FHA loans, which allows mortgage lenders to accept a credit score as low as 580 with a 3.5 percent down payment, or 500 with a 10 percent down payment.

  5. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    If your credit score could use improvement, one of the best ways to raise it is to pay down your debt, like credit card balances. If doable, pay off a credit card balance in full — bonus points ...

  6. Here's What Happens to Your Credit Score if You Get Pre ... - AOL

    www.aol.com/heres-happens-credit-score-pre...

    So, if you spend an afternoon applying to 10 different mortgage lenders, it won't affect your FICO® Score at all for 30 days. Beyond that point, they'll be treated as a single inquiry.

  7. How your mortgage affects your credit score - AOL

    www.aol.com/finance/mortgage-affects-credit...

    When you apply to get preapproved for a mortgage, the lender typically pulls your credit report. This action registers as a hard inquiry , which slightly lowers your credit score for a brief period.

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