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2. How length of credit history affects your credit score - AOL

   www.aol.com/finance/length-credit-history...

   Key takeaways. Length of credit history makes up 15-20 percent of your credit score. It takes time and responsible use of credit accounts to build a long credit history.

3. 100 Words That Can Change Your Credit History - AOL

   www.aol.com/news/2011-05-31-credit-report...

   Under the Fair Credit Reporting Act, all three credit-reporting agencies (Equifax, Experian and TransUnion) in the United States are required to allow consumers to attach a 100-word statement to ...

4. What is credit history? - AOL

   www.aol.com/finance/credit-history-220213029.html

   Credit scoring models, such as FICO and VantageScore, use input from your credit report to build your credit score, which is like an overall grade for your creditworthiness. Credit scores range ...

5. What is a good credit score? - AOL

   www.aol.com/finance/good-credit-score-223352206.html

   Improving your credit score begins with knowing what your credit score is. You have the right to a free credit report weekly from each of the three credit bureaus (you can request your reports at ...

6. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

7. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Lenders contend that widespread use of credit scores has made credit more widely available and less expensive for many consumers. [2] [3] Under the Dodd-Frank Act passed in 2010, a consumer is entitled to receive a free report of the specific credit score used if they are denied a loan, credit card or insurance due to their credit score. [4]