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2. What is a debt-to-income ratio for a mortgage? - AOL

   www.aol.com/finance/debt-income-ratio-mortgage...

   Your debt-to-income (DTI) ratio is a key factor in getting approved for a mortgage. The lower the DTI for a mortgage the better. Most lenders see DTI ratios of 36 percent or less as ideal.

3. This is how much money you need to earn annually to ... - AOL

   www.aol.com/finance/much-money-earn-annually...

   How your income relates to the debts you owe, more technically known as your debt-to-income (DTI) ratio, also impacts your ability to qualify for a mortgage. And your credit score, interest rate ...

4. What's a Good Debt-to-Income Ratio for a Mortgage? - AOL

   www.aol.com/news/whats-good-debt-income-ratio...

   Buying a house is expensive, but having a good debt-to-income ratio can keep costs down by giving you access to the best mortgage interest rates.Your DTI ratio helps lenders decide how much risk ...

5. Debt-to-income ratio - Wikipedia

   en.wikipedia.org/wiki/Debt-to-income_ratio

   If the lender requires a debt-to-income ratio of 28/36, then to qualify a borrower for a mortgage, the lender would go through the following process to determine what expense levels they would accept: Using yearly figures: Gross income of $45,000; $45,000 × .28 = $12,600 allowed for housing expense.

6. 3 steps to calculate your debt-to-income ratio - AOL

   www.aol.com/finance/3-steps-calculate-debt...

   Your debt-to-income ratio (DTI) is your total monthly debt payments divided by your total gross monthly income. It helps lenders determine your approval odds and the likelihood of you being able ...

7. What percentage of your income should go to a mortgage? - AOL

   www.aol.com/finance/percentage-income-mortgage...

   To get a mortgage, borrowers also need to consider their regular, ongoing debts: Most lenders allow a debt-to-income ratio of up to 43 percent, but prefer 36 percent — meaning your monthly ...