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2. What is a down payment? - AOL

   www.aol.com/finance/down-payment-180952544.html

   Consider these pros and cons: Pros of a bigger down payment. Smaller monthly payments: Let’s look at the difference between 3 percent down and 20 percent down on a $400,000 home. With a 30-year ...

3. Down payment - Wikipedia

   en.wikipedia.org/wiki/Down_payment

   In accounting, a down payment (also called a deposit in British English) is an initial up-front partial payment for the purchase of expensive goods or services such as a car or a house. It is usually paid in cash or equivalent at the time of finalizing the transaction .

4. How much should a house down payment be? - AOL

   www.aol.com/finance/much-house-down-payment...

   Pros and cons of a smaller down payment. On the flip side, a smaller down payment can get you into a home more quickly and leave you with more savings for other financial needs and objectives ...

5. 10 Things You Must Do Before You Put a Down Payment on ... - AOL

   www.aol.com/10-things-must-put-down-110031327.html

   If you don’t have enough money for a 20% down payment, she said, it’s best to take your situation on a case-by-case basis. “Perhaps you delay your purchase or save aggressively to have a 20% ...

6. How to save for a home down payment when rates are falling - AOL

   www.aol.com/finance/save-home-down-payment-rates...

   Down payment assistance programs are grants and low-interest loans that organizations provide to buyers to put toward their down payment or closing costs. You’ll need to meet the program’s ...

7. Debt service coverage ratio - Wikipedia

   en.wikipedia.org/wiki/Debt_service_coverage_ratio

   Thus, by accounting for principal payments, DSCR reflects the cash flow situation of an entity. For example, if a property has a debt coverage ratio of less than one, the income that property generates is not enough to cover the mortgage payments and the property's operating expenses. A property with a debt coverage ratio of .8 only generates ...