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  2. Do you need full-coverage car insurance? What it is, when it ...

    www.aol.com/finance/full-coverage-car-insurance...

    Some — like personal injury protection — may even be required in your state. Here are the key optional coverages to consider: Personal injury protection (PIP).

  3. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

  4. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Uninsured/Underinsured coverage, also known as UM/UIM, provides coverage if an at-fault party either does not have insurance, or does not have enough insurance. In effect, the insurance company pays the insured medical bills, then would subrogate from the at fault party. This coverage is often overlooked and very important.

  5. What are the different types of car insurance coverage? - AOL

    www.aol.com/finance/different-types-car...

    Personal injury protection (PIP) is similar to medical payments coverage in that it pays for you and your passengers’ medical bills no matter who’s at fault in the accident. It can also cover ...

  6. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    In 2019, the Michigan Legislature changed the state’s no-fault auto insurance law so that drivers will no longer be required to purchase unlimited medical coverage. [12] Instead, under the PIP Choice system that was enacted, drivers have the choice of selecting medical coverage with limits of $50,000 (for drivers on Medicaid), $250,000 ...

  7. Before sharing your car: Does your auto insurance cover guests?

    www.aol.com/finance/auto-insurance-lending-car...

    When your sister-in-law drives your car to a family gathering and gets into an accident, medical payment and PIP coverage help with immediate healthcare needs for everyone in your vehicle.

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