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Indemnity health insurance pays a portion of your medical bills but does not replace major medical insurance. With indemnity health insurance, the coverage amount is predetermined.
What is an indemnity health plan? An indemnity health plan pays a set amount for a given service — a fee-for-service approach — regardless of what medical provider the member uses or how much the provider bills.
The indemnity health plan includes global emergency and urgent care coverage 24/7. Being offered a Cigna Healthcare Medical Indemnity plan through work? Use these helpful tools to help with your enrollment decisions.
Indemnity health insurance plans. Our Traditional Choice ® indemnity plan takes the restrictions out of staying in network — because there is no network. Just totally convenient care without referrals. Contact an Aetna rep.
Indemnity health insurance plans are healthcare plans that allow you to choose a doctor, healthcare professional, or hospital. An indemnity health insurance plan does not require you to choose a primary care doctor and allows you to self-refer to specialists, meaning you don't need a referral.
Indemnity health insurance, often referred to as fee-for-service insurance, provides policyholders with flexibility in choosing their healthcare providers and reimburses a portion of the costs incurred for covered medical services.
Indemnity health insurance is supplemental insurance that pays you for a covered medical event. This benefit can help you pay for out-of-pocket costs and nonmedical expenses not covered by traditional health insurance. An indemnity plan doesn’t offer comprehensive coverage.