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2. NJM Insurance Group - Wikipedia

   en.wikipedia.org/wiki/NJM_Insurance_Group

   NJM Insurance Group, originally known as New Jersey Manufacturers Casualty Insurance Company, formed as a workers’ compensation insurance company on June 7, 1913, two years after New Jersey passed the Workmen's Compensation Act [4] which required all employers to carry insurance coverage for injured workers. [5]

3. Workers' compensation - Wikipedia

   en.wikipedia.org/wiki/Workers'_compensation

   Workers' compensation or workers' comp is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence. The trade-off between assured, limited coverage and lack of ...

4. Insurance policy - Wikipedia

   en.wikipedia.org/wiki/Insurance_policy

   Policy form - The definitions, insuring agreement, exclusions, and conditions are typically combined into a single integrated document called a policy form. [25] Some insurers call it a coverage form [25] or coverage part. When multiple coverage forms are packaged into a single policy, the declarations will state as much, and then there may be ...

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6. AOL.com - News, Sports, Weather, Entertainment, Local & Lifestyle

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7. Federal Employers Liability Act - Wikipedia

   en.wikipedia.org/wiki/Federal_Employers...

   Under FELA, railroad workers who are not covered by regular workers' compensation laws are able to sue companies over their injury claims. FELA allows monetary payouts for pain and suffering , decided by juries based on comparative negligence rather than pursuant to a pre-determined benefits schedule under workers' compensation.