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2. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   You or debt settlement companies can negotiate with your creditors so that you pay less than what you originally owed. ... Debt settlement scams: Red flags to avoid. Unfortunately, some debt ...

3. How to protect yourself from debt relief and credit scams - AOL

   www.aol.com/finance/debt-relief-credit-scams...

   One way to protect yourself from scams is to understand how legitimate debt relief and credit companies work. Debt relief companies Legitimate debt relief companies offer multiple debt relief ...

4. What are debt relief companies and how do they work? - AOL

   www.aol.com/finance/debt-relief-companies-look-3...

   Fees charged: Most debt relief companies will charge a fee between 15 percent and 25 percent of the total debt enrolled for settlement. Companies may also charge fees for opening and managing the ...

5. A comprehensive guide to debt relief programs - AOL

   www.aol.com/finance/debt-relief-guide-know...

   Debt settlement programs. With a debt settlement program, you or a third-party company negotiates with creditors to settle debts. If you choose the latter path, the company creates a dedicated ...

6. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   But if a company requires a fee upfront, this is a sure-fire sign of a scam. Bankrate insight. Debt relief companies, also referred to as debt settlement companies, work with your creditors to ...

7. Debt-Free Future: The Best and Worst Debt-Relief Companies in ...

   www.aol.com/debt-free-future-best-worst...

   Founded in 1999, New Era is another company with a long history in the industry — and it’s settled more than $250 million in debt. It holds an A+ rating with the BBB and has a rating of 4.86 ...