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  2. Cash-Over-Valuation - Wikipedia

    en.wikipedia.org/wiki/Cash-Over-Valuation

    COV can be defined as the difference between the resale price and the market value of the flat (HDB) that is paid by the buyer upfront. [2] Before 10 March 2014, a HDB resale flat begins with a professional valuation to discover the worth of the flat. The seller and buyer will negotiate about the amount to be paid above the valuation.

  3. Public housing in Singapore - Wikipedia

    en.wikipedia.org/wiki/Public_housing_in_Singapore

    HDB residences in Bishan town. Public housing in Singapore is subsidised, built, and managed by the government of Singapore.Starting in the 1930s, the country's first public housing was built by the Singapore Improvement Trust (SIT) in a similar fashion to contemporaneous British public housing projects, and housing for the resettlement of squatters was built from the late 1950s.

  4. Housing and Development Board - Wikipedia

    en.wikipedia.org/wiki/Housing_and_Development_Board

    The HDB also controls 75% of EM Services, a company handling the upkeep of the HDB's housing estates and properties, and the properties of other public organisations. [26] HDB employees are organised under a house union, the HDB Staff Union (HDBSU). [27]

  5. Additional CPF Housing Grant - Wikipedia

    en.wikipedia.org/wiki/Additional_CPF_Housing_Grant

    As with the current scheme, the enhanced grant is given to Singapore Citizen only (not Singapore Permanent Residence spouse or an undischarged bankrupt), and can only be used as capital payment for the flat purchase. The balance, if any, must be used to reduce the mortgage loan before a housing loan from HDB can be granted.

  6. Karung guni - Wikipedia

    en.wikipedia.org/wiki/Karung_guni

    Karung guni either walk along corridors (if that particular HDB estate has a multistorey car park) or for certain HDB estates where the carpark is right under the HDB blocks, walk through the carpark downstairs honking a horn. Around landed properties, they may drive around in a lorry with a horn attached to it, instead of going door-to-door.

  7. Design, Build and Sell Scheme - Wikipedia

    en.wikipedia.org/wiki/Design,_Build_and_Sell_Scheme

    Natura Loft DBSS flats at Bishan. Design, Build and Sell Scheme (abbreviation: DBSS) was introduced by the Housing and Development Board in 2005. Flats built under the scheme were meant for public housing and developed by private developers.

  8. Housing Development Finance Corporation - Wikipedia

    en.wikipedia.org/wiki/Housing_Development...

    The company provided housing finance to individuals and corporations for purchase/construction of residential houses. [13] [17] The type of loans offered by company included loans for purchase and construction of a residential units, purchase of land, home improvement loans, home extension loans, non-residential premise loans for professionals and loan against property and repayment options ...

  9. Condominium - Wikipedia

    en.wikipedia.org/wiki/Condominium

    In Singapore, most houses without such features are built by the governmental Housing Development Board (HDB), and such HDB units can be possessed for rent or individually bought from the government. Condominiums and HDB flats make up the overwhelming majority of available residential housing in the country.