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2. Down payment assistance: How it works and how to get it - AOL

   www.aol.com/finance/mortgage-down-payment...

   Virtually every down payment program requires you to qualify for a 30-year, fixed-rate first mortgage to buy the home. Some programs can only be used with one type of mortgage, such as government ...

3. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   That said, many first-time buyers go with a 30-year, fixed-rate mortgage because the monthly payments are lower and more predictable. Two popular 30-year fixed-rate choices: conventional loans and ...

4. California Housing Finance Agency - Wikipedia

   en.wikipedia.org/wiki/California_Housing_Finance...

   CalHFA provides housing assistance in two main areas: below-market interest rate mortgages and down payment assistance for low and moderate income, first-time homebuyers, many of whom are ethnic minorities not well-served by market rate products and loans for the development and preservation of affordable multifamily rental housing.

5. Best mortgage lenders for first-time homebuyers in 2024 - AOL

   www.aol.com/finance/best-mortgage-lenders-first...

   Lender. Credit requirements. Down payment minimum. Bankrate Score. PenFed Credit Union. 650 for conventional loans, 700 for jumbo loans, 620 for FHA loans

6. First-Time Homebuyer’s Guide to Mortgage Loans ... - AOL

   www.aol.com/finance/first-time-homebuyer-guide...

   First-time buyers often face a number of obstacles to purchasing their home. With an average age of 35, according to the National Association of Realtors, first-time homebuyers are 23 years younger...

7. 3 percent down mortgages: A guide to your options - AOL

   www.aol.com/finance/3-percent-down-mortgages...

   Mortgages that only require a 3 percent down payment are often part of a special program, and they’re open to anyone who meets the program requirements. Typically, you must be a first-time ...