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2. What is LTV in mortgages? Martin Lewis explains most ... - AOL

   www.aol.com/news/ltv-mortgages-martin-lewis...

   Many brokers are now offering mortgages with interest at around 4.2 per cent, while Barclays and Santander have both launched two- and five-year fixed rate mortgages at 3.99 per cent.

3. Fact vs. fiction: Top 8 common home equity myths — debunked

   www.aol.com/finance/home-equity-myths-debunked...

   Home equity loans — A fixed-rate loan, sometimes called a second mortgage, that allows you to borrow against the equity of your home. ... (LTV) below 85%. A debt-to-income ratio (DTI) below 43%.

4. What is a loan-to-value ratio? - AOL

   www.aol.com/finance/loan-value-ratio-184253472.html

   A lower LTV ratio can help you get a lower interest rate on your mortgage. ... ÷ Appraised value x 100 = LTV ratio. Let’s say, for example, that you plan to borrow $450,000 for a mortgage on a ...

5. Second mortgage - Wikipedia

   en.wikipedia.org/wiki/Second_mortgage

   The more common of the two is the 80/10/10 mortgage arrangement in which the home buyer is granted an 80 percent loan-to-value (LTV) on the primary mortgage and 10 percent LTV on the second mortgage with a 10 percent down payment. [33] The piggyback second mortgage can also be financed through an 80/20 loan structure.

6. Lenders mortgage insurance - Wikipedia

   en.wikipedia.org/wiki/Lenders_mortgage_insurance

   Both involve obtaining a primary mortgage for 80% LTV. An 80/10/10 program uses a 10% LTV second mortgage with a 10% downpayment, and an 80/15/5 program uses a 15% LTV second mortgage with a 5% downpayment. Other combinations of second mortgage and downpayment amounts might also be available.

7. Loan-to-value ratio - Wikipedia

   en.wikipedia.org/wiki/Loan-to-value_ratio

   Distinguishing CLTV from LTV serves to identify loan scenarios that involve more than one mortgage. For example, a property valued at $100,000 with a single mortgage of $50,000 has an LTV of 50%. A similar property with a value of $100,000 with a first mortgage of $50,000 and a second mortgage of $25,000 has an aggregate mortgage balance of ...