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Guardian Holdings Limited started in 1847 when Standard Life of Edinburgh, Scotland entered the market and started a branch office in Trinidad. [1] Over time, Standard Life of Edinburgh closed operations and merged its Trinidad and Tobago portfolio with the portfolio of Jamaica Mutual Life Assurance Society on the 15th November, 1972.
General Accident bought NZI Corporation, a New Zealand-based insurance and banking firm, in 1988, intending to use it to expand into the Pacific market; it too was soon loss-making. The 1990 accounts (the first on line at Companies House) showed premium income of £3.5 billion but a £121 million pre-tax loss in 1990.
Check your insurance card: Your proof of insurance card will have your policy number listed. This number is usually featured prominently in the first few lines of the card.
Accidental death and dismemberment insurance (underwritten by CMFG Life Insurance Company): [18] pays a cash benefit if a person dies or is seriously injured in an accident. Auto insurance (underwritten by Liberty Mutual and Esurance): [19] offers coverage for cars, motorcycles, boats or watercraft, ATVs or off-road vehicles, and recreation ...
In the Eastern Caribbean, CGM Insurance Brokers was the name of the insurance broking company which began in Barbados in 1980 out of the Willis Agency. CGM began in Jamaica in 1971 as International Insurance Brokers Limited (IIB) evolving out of a partnership between the ICD Group, BNS and Hogg Robinson & Gardner Mountain Limited (Lloyds Brokers).
A green card is usually issued when the insurance policy starts; but in some cases the green card is only issued later, upon request. [6] Insurers do not make people pay to have a green card, but intermediaries, including insurance brokers, are allowed in the UK to charge an administration fee. [7]
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Like accident insurance, disability insurance pays the insured directly if they are injured in a way covered by the policy. However, disability insurance only pays if the injury prevents the insured from working. [3] Accident insurance benefits are paid whether or not the insured misses work as a result of the accident.