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  2. Good faith estimate - Wikipedia

    en.wikipedia.org/wiki/Good_faith_estimate

    This is often referred to as a "junk fee" and does not need to be included. 811 - Underwriting Fee; This is the cost of the loan underwriter (approver). "No fee" lenders typically do not include this and it is typically considered a "junk fee." 812 - Wire Transfer Fee; This is the cost of wiring the money around, which is usually done by escrow.

  3. Minimum daily balance - Wikipedia

    en.wikipedia.org/wiki/Minimum_daily_balance

    Most checking account balances are measured by minimum daily balance. An account balance may drop below the required amount throughout a given day as long as the balance requirement is met at the end of the business day. [1] [2] For example: Joan has a checking account with a "$1,600 minimum daily balance." One day she makes purchases that drop ...

  4. Terms of service - Wikipedia

    en.wikipedia.org/wiki/Terms_of_service

    median number of words rose from 1,152 to 1,354, with range of 33 to 8,406 in 2003, and from 106 to 13,416 in 2010 ... That article led to the revision of AOL's terms ...

  5. Day count convention - Wikipedia

    en.wikipedia.org/wiki/Day_count_convention

    The days in the numerators are calculated on a Julian day difference basis. In this convention the first day of the period is included and the last day is excluded. The CouponFactor uses the same formula, replacing Date2 by Date3. In general, coupon payments will vary from period to period, due to the differing number of days in the periods.

  6. Invoice - Wikipedia

    en.wikipedia.org/wiki/Invoice

    An invoice, bill, tab, or bill of costs is a commercial document that includes an itemized list of goods or services furnished by a seller to a buyer relating to a sale transaction, that usually specifies the price and terms of sale., quantities, and agreed-upon prices and terms of sale for products or services the seller had provided the buyer ...

  7. What does a service fee ban mean for diners? Expect ... - AOL

    www.aol.com/news/does-fee-ban-mean-diners...

    Service charges are set to be outlawed across a range of businesses in California beginning July 1. In restaurants, this would mean rolling surcharges into menu pricing.

  8. Per diem - Wikipedia

    en.wikipedia.org/wiki/Per_diem

    Per diem (Latin for "per day" or "for each day") or daily allowance is a specific amount of money that an organization gives an individual, typically an employee, per day to cover living expenses when travelling on the employer's business. A per diem payment can cover part or all of the expenses incurred. For example, it may include an ...

  9. Late fee - Wikipedia

    en.wikipedia.org/wiki/Late_fee

    A special use of the term "late fee" is postal surcharge once required by post offices to expedite delivery of a letter posted later than the normal pick-up time. For example, in Britain in 1856, a letter could be included in the night's mail for an extra pence if by 6:45 p.m. at the local office, for a tuppence by 7:15 p.m. at the Chief or ...