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  2. Substitute checks in the United States - Wikipedia

    en.wikipedia.org/wiki/Substitute_checks_in_the...

    A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check. As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check.

  3. Paper checks are dying. Here’s what you should use instead

    www.aol.com/finance/paper-checks-dying-instead...

    The most straightforward replacement for checks, debit cards offer the same direct access to your checking account without the hassle of paper and ink. Helpful for quick access to cash, the major ...

  4. Check 21 Act - Wikipedia

    en.wikipedia.org/wiki/Check_21_Act

    The Check 21 Act took effect one year later on October 28, 2004. The law allows the recipient of a paper check to create a digital version of the original, a process known as check truncation, into an electronic format called a "substitute check", thereby eliminating the need for further handling of the physical document. The recipient bank no ...

  5. Many Still Regularly Write Checks: 8 Better Ways To Send ...

    www.aol.com/finance/many-still-regularly-write...

    Checks are not dead. In fact, according to a recent survey by GOBankingRates, 17% of Americans are still writing checks on a monthly basis -- and 15% send a few checks every month. See: 4 Red ...

  6. Inflation Relief Checks 2023: What To Know If You Live in ...

    www.aol.com/finance/inflation-relief-checks-2023...

    In the wake of the coronavirus pandemic, the U.S. Congress passed a series of stimulus bills to provide direct checks to Americans. The last of these was paid out in March 2021. As federal payments...

  7. Remotely created check - Wikipedia

    en.wikipedia.org/wiki/Remotely_created_check

    Under the current Federal Reserve Board guidelines the customer has a time frame of 90 days from the time the check was deposited to dispute the transactions. [4] Check drafting is creating a valid legal copy of the customer's check, on the customer's behalf. Because it is created by the merchant, no signature is required.

  8. 'Fueled by inflation': USPS stamp prices are increasing soon ...

    www.aol.com/fueled-inflation-usps-stamp-prices...

    In addition to the 3 cent jump in first-class "Forever" stamps, ... Mail. 24/7 Help. For premium support please call: 800-290-4726 more ways to reach us. Mail. Sign in. Subscriptions; Animals.

  9. US Postal Service will not hike stamp prices for first time ...

    www.aol.com/news/us-postal-not-hike-stamp...

    The U.S. Postal Service said on Friday it will not hike stamp prices in January for the first time since January 2022 after a series of price hikes in recent years. USPS in July hiked the price of ...