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  2. What is cash value life insurance? - AOL

    www.aol.com/finance/cash-value-life-insurance...

    You can make a partial withdrawal from the cash value of some policies, like universal life insurance. However, keep in mind: Withdrawals are permanent, meaning you can’t pay the amount back ...

  3. Cash value - Wikipedia

    en.wikipedia.org/wiki/Cash_value

    The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

  4. Variable universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Variable_universal_life...

    Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts , similar to mutual funds , and the choice of which of the available separate accounts to use is entirely up to the contract owner.

  5. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.

  6. 1035 Exchange: How To Exchange an Annuity or Life Insurance ...

    www.aol.com/1035-exchange-exchange-annuity-life...

    If you want to update a cash-value life insurance policy or annuity, you may have heard of the 1035 exchange. This IRS provision, based on Section 1035(a)(3) of the IRS code, allows you to exchange...

  7. Whole life insurance

    www.aol.com/finance/whole-life-insurance...

    While the low-risk cash value component of insurance may be a nice added perk to a whole life insurance policy, other forms of investment, such as a 401(k), IRA or stocks, are likely going to ...