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  2. What is an excluded driver? - AOL

    www.aol.com/finance/excluded-driver-193404428.html

    If the insurance company approves the exclusion, you will have to sign a driver exclusion form. You may also have to provide supporting documents, like a state-issued ID for your father who is no ...

  3. Assured clear distance ahead - Wikipedia

    en.wikipedia.org/wiki/Assured_Clear_Distance_Ahead

    [126] [147] The driver on the through street must anticipate and hence not approach at an unsafe speed which would prevent another driver from being able to enter while traffic was some distance away, or would be unsafe to a driver who has already established control of the intersection under a prudent acceleration a i, from a stop at a limit ...

  4. ACORD - Wikipedia

    en.wikipedia.org/wiki/ACORD

    The Lloyd's of London insurance market uses ACORD standards for messaging between counterparties. [6] Lloyd's Core Data Record, an attempt to standardized data exchange, is based on ACORD standards. [7] In 2018, ACORD partnered with DataPro on the production of new software that would streamline the implementation of insurance data standards.

  5. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.

  6. Liability insurance - Wikipedia

    en.wikipedia.org/wiki/Liability_insurance

    Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.

  7. Alcohol exclusion laws - Wikipedia

    en.wikipedia.org/wiki/Alcohol_exclusion_laws

    Because of this, there is concern that alcohol exclusion laws help drunken drivers avoid detection and increase the likelihood that they will repeat their crime in the future. [4] [5] [6] Nine states now prohibit alcohol exclusions and several more are currently considering such action. The insurance industry supports alcohol exclusion laws.

  8. Directors and officers liability insurance - Wikipedia

    en.wikipedia.org/wiki/Directors_and_officers...

    Directors and officers liability insurance (also written directors' and officers' liability insurance; [1] often called D&O) is liability insurance payable to the directors and officers of a company, or to the organization itself, as indemnification (reimbursement) for losses or advancement of defense costs in the event an insured suffers such a loss as a result of a legal action brought for ...

  9. Exclusion clause - Wikipedia

    en.wikipedia.org/wiki/Exclusion_clause

    Exclusion clauses should not be subject to a strained construction in order to reduce the ambit of their operation. [8] The judge in R&B Customs Brokers Co Ltd v United Dominions Trust Ltd [ 9 ] refused to allow an exemption clause, of which did cover the nature of the implied term , on the grounds that it did not make specific and explicit ...