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  2. Mortgage deferment: What it is & how it differs from forbearance

    www.aol.com/finance/mortgage-deferment-differs...

    Mortgage deferment is one option to handle repaying the payments you skip while your mortgage is in forbearance. It refers to an agreement between the lender and the borrower to add the overdue ...

  3. Negative amortization - Wikipedia

    en.wikipedia.org/wiki/Negative_amortization

    Reverse mortgage: In the extreme or limiting case of the principle of negative amortization, the borrower in a loan does not need to make payments on the loan until the loan comes due; that is, all interest is capitalized, and the original principal and all interest accrued as of the due date are paid off together and at once.

  4. Payment protection insurance - Wikipedia

    en.wikipedia.org/wiki/Payment_protection_insurance

    Payment protection insurance (PPI), also known as credit insurance, credit protection insurance, or loan repayment insurance, is an insurance product that enables consumers to ensure repayment of credit if the borrower dies, becomes ill, disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the debt.

  5. Mortgage life insurance - Wikipedia

    en.wikipedia.org/wiki/Mortgage_life_insurance

    Mortgage life insurance is a form of insurance specifically designed to protect a repayment mortgage. If the policyholder were to die while the mortgage life insurance was in force, the policy would pay out a capital sum that will be just sufficient to repay the outstanding mortgage .

  6. Mortgage protection insurance: What it is and when you might ...

    www.aol.com/finance/mortgage-protection...

    Mortgage protection insurance is an insurance policy that pays off the remainder of your mortgage if you pass away or if you become disabled and can’t work. In that way, it functions similarly ...

  7. What is mortgage insurance? - AOL

    www.aol.com/finance/mortgage-insurance-174421492...

    Mortgage insurance is an insurance policy that protects the mortgage lender, but the borrower is the one who pays for it. With mortgage insurance, the lender or titleholder is covered in case you ...

  8. Get help with your mortgage after Hurricanes Helene and Milton

    www.aol.com/finance/help-mortgage-hurricane...

    The sale might be off if the property were damaged, for example, or the closing date could be delayed if there’s a power outage, a hold on new homeowners insurance policies or office closures.

  9. Mortgage insurance - Wikipedia

    en.wikipedia.org/wiki/Mortgage_insurance

    Mortgage insurance (also known as mortgage guarantee and home-loan insurance) is an insurance policy which compensates lenders or investors in mortgage-backed securities for losses due to the default of a mortgage loan. Mortgage insurance can be either public or private depending upon the insurer.