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2. Does a HELOC affect your credit score? - AOL

   www.aol.com/finance/does-heloc-affect-credit...

   The impact to a credit score will be greater if the person has a short credit history, is relatively new to credit or has few credit cards. “Credit history makes up about 15 percent of your ...

3. Should you use a home equity loan to pay for medical bills? - AOL

   www.aol.com/finance/home-equity-loan-for-medical...

   Home equity line of credit (HELOC). ... her monthly payments would total a fixed $507, and she’d pay $20,804.37 in interest charges on top of the borrowed amount. ... Your actual rates and ...

4. How to shop for a HELOC: 10 ways to get the best HELOC rate - AOL

   www.aol.com/finance/shop-heloc-10-ways-best...

   What is the monthly payment on a $50,000 HELOC? For example, on a $50,000 HELOC, your monthly payment would be around $559, assuming a 9.17 percent variable APR, a 10-year draw period, and 20 20 ...

5. How much equity can I borrow from my home? (And why isn ... - AOL

   www.aol.com/finance/much-equity-borrow-home-why...

   Credit score: Minimum of 620 for a ... A monthly payment on a 20-year home equity loan of $70,000 at 9.1 percent is currently $634.32. If you don’t have the income to qualify for this payment ...

6. How to calculate your home equity — and how much of it you ...

   www.aol.com/finance/calculate-home-equity...

   It could be ideal if you know how much you need and prefer a predictable monthly payment and stable interest rate. Home equity lines of credit: A HELOC is more flexible and allows you to fund ...

7. What to do if you are denied a HELOC or home equity loan - AOL

   www.aol.com/finance/denied-heloc-home-equity...

   Credit score. Minimum score of 640 or higher. Ownership stake. At least 15-20% equity in the home. Debt-to-income ratio. Below 43 percent. Combined loan-to-value ratio