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If you’re carrying more credit card debt than you care to think about, you’re not alone. Among the generations, Gen Xers carry the largest average credit card balance of $9,225, with baby ...
Your credit card balance is the amount you owe your credit card company at any given time and is essential to managing your debt.
Credit utilization: Closing a credit card account can also impact your credit utilization ratio, or the amount of debt you have relative to the total amount of credit available to you. This factor ...
All PC Financial mortgages, loans, investments, and bank accounts were transferred to CIBC's new direct banking brand Simplii Financial effective November 1, 2017. [7] PC Financial's credit card and insurance products were unaffected by the decision, and continued to be offered by subsidiaries of Loblaw Companies. [8]
So if you carry a $1,000 balance on your credit card, you’ll be charged 0.057 percent interest the first day your balance passes your credit card grace period, which comes out to about 57 cents.
PC Financial credit card users also earn points based on the dollar value of all purchases placed on the card through any retailer. The rate of point acquisition varies depending on which credit card is used, and whether or not the purchase made was at a Loblaw-affiliated store.
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