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Balance transfer credit cards with 0 percent intro APR periods are among the most powerful tools available to consumers saddled with high-interest debt. With these cards, you can shift debt that ...
Key takeaways. A balance transfer credit card can help you pay off your debt faster and save money on interest, but it may not be the right move for everyone. Balance transfer credit cards offer ...
But be forewarned: Just because you can apply and get approved for a balance transfer credit card doesn’t mean this is a good strategy for you. There are several times a balance transfer is a ...
If you get a high enough credit limit, a balance transfer can help your credit score by lowering your credit utilization ratio. For example, say you currently have two credit cards. Your first ...
The most important reason consumers pursue a balance transfer credit card is to take advantage of a low or 0 percent introductory APR offer. By transferring your debt to this new card, you start ...
The bottom line. Canceling a balance transfer card may cause a temporary negative impact on your credit score, but it won’t derail your credit over the long haul. Then again, you can also keep ...