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  2. Capital recovery factor - Wikipedia

    en.wikipedia.org/wiki/Capital_recovery_factor

    This is related to the annuity formula, which gives the present value in terms of the annuity, the interest rate, and the number of annuities. If n = 1 {\displaystyle n=1} , the C R F {\displaystyle CRF} reduces to 1 + i {\displaystyle 1+i} .

  3. Fixed annuity - Wikipedia

    en.wikipedia.org/wiki/Fixed_annuity

    A "spread" is a percentage of reduction between the calculated return and the interest rate the consumer will be credit with. For instance, if a particular index crediting method offers a 4% spread, and the calculated return was 10% for the year, the policy would earn a rate of 6% (10% calculated return - 4% spread = 6% return).

  4. Rate of return - Wikipedia

    en.wikipedia.org/wiki/Rate_of_return

    This means that an investment of $100 that yields an arithmetic return of 50% followed by an arithmetic return of −50% will result in $75, while an investment of $100 that yields a logarithmic return of 50% followed by a logarithmic return of −50% will come back to $100. Logarithmic return is also called the continuously compounded return.

  5. What is an annuity? Here’s what you need to know before ...

    www.aol.com/finance/what-is-an-annuity-200110157...

    When markets fall, you won’t lose money, and your annuity typically guarantees a minimum rate of return — for example, 2% or 3%. ... How much does a $10,000 annuity pay per month?

  6. Annuities in the United States - Wikipedia

    en.wikipedia.org/wiki/Annuities_in_the_United_States

    A deferred annuity that permits allocations to stock or bond funds and for which the account value is not guaranteed to stay above the initial amount invested is called a variable annuity (VA). A new category of deferred annuity, called the fixed indexed annuity (FIA) emerged in 1995 (originally called an Equity-Indexed Annuity). [5]

  7. Internal rate of return - Wikipedia

    en.wikipedia.org/wiki/Internal_rate_of_return

    Thus, internal rate(s) of return follow from the NPV as a function of the rate of return. This function is continuous. Towards a rate of return of −100% the NPV approaches infinity with the sign of the last cash flow, and towards a rate of return of positive infinity the NPV approaches the first cash flow (the one at the present).

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