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  2. What is a required minimum distribution (RMD)? - AOL

    www.aol.com/finance/required-minimum...

    SEP IRA. SIMPLE IRA. Other defined contribution plans. The IRS requires that account holders of some retirement plans start taking required minimum distributions when they reach a specific age.

  3. Retirement spend-down - Wikipedia

    en.wikipedia.org/wiki/Retirement_spend-down

    Individuals each have their own retirement aspirations, but all retirees face longevity risk – the risk of outliving their assets. This can spell financial disaster. Avoiding this risk is therefore a baseline goal that any successful retirement spend-down strategy addr

  4. Required minimum distribution - Wikipedia

    en.wikipedia.org/wiki/Required_minimum_distribution

    A nonspouse IRA beneficiary must either begin distributions by the end of the year following the decedent's death (they can elect a "stretch" payout if they do this) or, if the decedent died before April 1 of the year after he/she would have been 72, [a] the beneficiary can follow the "5-year rule". The suspension of the RMD requirements for ...

  5. 7 key IRA withdrawal dates for taxpayers: How to take ... - AOL

    www.aol.com/finance/7-key-ira-withdrawal-dates...

    An IRA offers useful benefits when it comes to saving for retirement – especially the ability to save on a tax-advantaged basis – if you stick to the rules. And one of the biggest rules is ...

  6. What taxes are due on a Roth IRA conversion? - AOL

    www.aol.com/finance/taxes-due-roth-ira...

    You’ve already paid taxes on your contributions to a Roth 401(k) once, so you don’t have to pay those taxes again.You can use Bankrate’s Roth IRA conversion calculator to estimate the change ...

  7. Individual retirement account - Wikipedia

    en.wikipedia.org/wiki/Individual_retirement_account

    An IRA owner may not borrow money from the IRA except for a 60-day period in a calendar year. [4] Any borrowing in excess of 60 days in a calendar year disqualifies the IRA from special tax treatment. An IRA may incur debt or borrow money secured by its assets, but the IRA owner may not guarantee or secure the loan personally.