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A debt buyer is a company, sometimes a collection agency, a private debt collection law firm, or a private investor, that purchases delinquent or charged-off debts from a creditor or lender for a percentage of the face value of the debt based on the potential collectibility of the accounts.
Persons providing professional or personal services are often subject to such fees. Common examples include accountants, attorneys, barbers, casinos, dentists, doctors, auto mechanics, plumbers, and stockbrokers. In addition to the tax, other requirements may be imposed for licensure. All 50 states impose a vehicle license fee.
The Changing U.S. Auto Industry: A Geographical Analysis (Routledge, 1992) Seltzer, Lawrence H. A financial history of the American automobile industry; a study of the ways in which the leading American producers of automobiles have met their capital requirements (1928; reprinted 1973) online; Smitka, Michael.
Visa requirements for United States citizens are administrative entry restrictions by the authorities of other states that are imposed on citizens of the United States. As of 2025, holders of a United States passport may travel to 186 countries and territories without a travel visa , or with a visa on arrival .
The law includes a large number of health-related provisions, most of which took effect in 2014, including expanding Medicaid eligibility for people making up to 133% of FPL, [320] subsidizing insurance premiums for individuals and families making up to 400% of FPL and capping expenses from 2% to 9.8% of annual income.
The rules were put into place despite concerns about issues concerning requirements that pay television providers carry 1.0 and 3.0 signals of participating stations at the expense of other channels, effects on consumers and voluntary broadcaster adoption of the standard. [53]